Consumer Credit Counseling Service
A Non-Profit United Way & NFCC Agency

A Home of My Own Program Guidelines

Through A Home of My Own, low-to-moderate income households may qualify for down-payment and closing cost assistance for the purchase of their first home. All programs are on a first-come first-served basis and there is no guarantee of funds availability.

The CCCS – City of North Las Vegas Down Payment Assistance Program may provide up to $20,000 towards down-payment and certain allowable closing costs for a home purchased with the City of North Las Vegas limits. Homebuyer contribution is a minimum of $1,000.

The CCCS Individual Development Account (IDA) is a minimum 10-month savings program that may provide a match of $3 for every $1 saved by the potential homebuyer. A homebuyer maximizing contributions of $5,000 would have $20,000 toward down-payment and closing costs for their new home. This is the perfect program for anyone needing to save funds toward down payment, or has the need to address credit challenges before becoming a homebuyer.

The CCCS – WISH Program may provide a match of $3 for every $1 contributed by the homebuyer. The funds are immediately available for qualified borrowers.

If you are interested in learning more about our Down Payment Assistance Programs, please complete and submit the Down Payment Assistance Intake Form. A CCCS Housing Specialist will contact you by email within 2 business days after submitting your intake form.